Home Sweet Home: The Ultimate Home Buyer’s Guide

A Step-by-Step Home Buyer's Guide

Buying a home is one of the most exciting milestones of your life. To prepare yourself for this moment, you need to know what to expect during the process. I create this step-by-step buyer’s guide to help reduce the stress of buying a home and help you enjoy the journey as much as possible.

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1. Let's Chat

Get to Know You: We'll start by talking about what you're looking for in a home—neighborhoods, budget, must-haves, and deal-breakers.

Explain the Process: I’ll walk you through the whole buying process so you know what to expect at each step, including any costs involved.

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2. Get Your Finances in Order

Pre-Approval: I recommend getting pre-approved for a mortgage. It helps you know your budget and shows sellers you’re serious.

Budgeting: We’ll go over potential extra costs like closing fees, inspections, and moving expenses.

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3. Start the Search

Set Up Alerts: I’ll set up alerts for new listings that match your criteria so you’re among the first to know about them.

Tour Homes: We’ll schedule times for you to visit homes. I’ll give you the lowdown on each one and the neighborhoods they’re in.

Evaluate Options: I’ll share my thoughts on the value and condition of each property we check out.

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4. Making an Offer

Pricing: I’ll do research to help us figure out a fair offer based on recent sales in the area.

Draft the Offer: I’ll put together the offer for you, including any conditions like financing or inspections, and submit it to the seller.

Negotiate: I’ll handle negotiations with the seller’s agent to get you the best deal possible.

My Goal Is to Provide You With the Most Personalized Service That Is Designed to Help You Buy Your Dream Home

Schedule A Consultation
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5. Under Contract

Inspections: We’ll arrange for inspections to make sure everything is in good shape. I’ll help you review the results.

Repairs: If any issues come up, I’ll negotiate with the seller to get them fixed or to get you some concessions.

Appraisal: We’ll coordinate the appraisal to make sure the home’s value matches your offer. If there are any issues, we’ll address them.

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6. Finalizing the Purchase

Review Documents: I’ll help you review all the final paperwork, including the closing disclosure that outlines your final costs.

Lender and Title Coordination: I’ll make sure everything is in order with your lender and the title company.

Final Walkthrough: We’ll do one last check of the property to make sure everything’s as agreed.

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7. Closing Time

Attend Closing: I’ll be there with you at the closing meeting where you’ll sign the final documents and make the payment.

Get the Keys: Once everything’s signed, you’ll get the keys and officially become the owner of your new home!

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8. After the Sale

Support: I’ll touch base to make sure you’re settling in well and offer any extra help or advice you might need. If you have any questions or issues after moving in, I’m here to help.

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9. Stay in Touch

Keep Connected: I’ll keep in touch and be here for any future real estate needs you might have. And if you or anyone you know ever needs help buying or selling a home, just give me a shout—I’m always happy to assist!

Congratulations!

That’s the general rundown of how we’ll go about buying your new home. If you have any questions along the way, just let me know—I’m here to help!

Testimonials

Dyan H.

Dyan H.

Chaz helped us sell our home in Roseville, and we came to him again when we were ready to buy in Colfax. We had a very succesful purchase, with Chaz getting us $10,000 back at closing. The area we were looking in was quite a tr...
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Joanna & Jeremy N.

Joanna & Jeremy N.

I had the pleasure of working with Chaz recently in locating a property for my parents who were moving back from AZ. With his help we were able to find the perfect home in a matter of a day...yes, a day. Obviously the stars lin...
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Steve D.

Steve D.

Chaz was incredible to work with. Truly a genuine connection and earnest desire to work with you and for you and to the best of his ability. Left at the door are the typical cheesy antics of realtors, and instead, with Chaz, yo...
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Megan & Cru G.

Megan & Cru G.

Chaz was amazing!! Selling a house you’re currently living in with a newborn is no easy task and Chaz was not only present but early for all photos, inspections and the open house to help make sure our house was looking perfect...
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Kim P.

Kim P.

Chaz is awesome! He did an amazing job helping me stage my house for a quick sale, the house was marketed well with amazing pictures, and we sold in 4 days(above asking), despite the house being on a fairly busy corner. The buy...
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Nick & Tiffany C.

Nick & Tiffany C.

Our journey with Chaz started last fall. Our prior realtor helped us with 5 transactions, but I never felt like my family received the attention and care we desired when making the biggest financial decisions of our lives. Last...
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Sean G.

Sean G.

My wife and I worked with Chaz to buy our very first home! Going into this, we didn't know much about home buying and what to expect. If you think buying a home is difficult or daunting, it’s not when you have the right realtor...
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Phoebe W.

Phoebe W.

We are first time home buyers and Chaz made the experience so easy and enjoyable for us. We had almost no knowledge of the real estate market coming into this process but Chaz was patient with us and supported us through the wh...
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Charles B.

Charles B.

My wife and I had been looking for over a year to purchase our first home, and were feeling very discouraged before we met Chaz. Chaz made us feel confident and comfortable. And we were impressed by his professionalism at every...
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Suzette C.

Suzette C.

Anyone can list or find a house. The value of a great realtor is what happens between day one and closing. Inspections, disclosures, repairs, and minutia can be overwhelming or imperceptible depending on how your realtor manage...
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Robert M.

Robert M.

Chaz has been amazing to work through our selling and purchasing journey. The great experience we had working with Chaz and his team was due to their patience and understanding of our unique experience when selling our home. Ch...
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Kyle S.

Kyle S.

If you are looking for a place to call home in Placer County, Chaz is your guy! We discussed our budget and desired home specifications during our first meeting with Chaz. We were first-time home buyers on a tight budget, but h...
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Margaret C.

Margaret C.

I met Chaz quite by chance in November 2021 at a time when my current REALTOR had given me discouraging news about the sale of my home. I felt quite trapped by her pricing strategy and the fact that I had external repairs made ...
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Garret K.

Garret K.

There are a ton of REALTORS out there, and Chaz stood out to me immediately. Dealing with other REALTORS felt like dealing with a car salesman who cared about just trying to push you into a home to get a commission. Chaz has a ...
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Stephanie H.

Stephanie H.

Chaz was absolutely amazing to work with. He was always very prompt in answering all of my many questions (and as a first-time home buyer, trust me I had a lot). He was very accommodating with my husband and I's crazy work sche...
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Crystal V.

Crystal V.

Chaz Halbert brings your vision to reality! We first met Chaz this year while beginning our first home purchase during this insane market. He held our hands through the entire process and with his knowledge and a few tricks up ...
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Kimberly C.

Kimberly C.

Chaz was wonderful to work with. We had a short time frame in which we needed to sell our home and he immediately took action. Throughout the unexpected market, Chaz, along with his positivity and dedication, remained the one c...
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Work With Chaz

Whether you're thinking about listing your property, just beginning your property search, or have a question about the area, feel free to contact me.

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